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Financial Literacy & Capability

An important focus of the LEAD Center’s mission is to increase the financial literacy and financial capability of people with disabilities. Participation in the workforce, which produces increased income, is a vital first step for working-age adults with disabilities to build economic self-sufficiency. Employment also serves as an important gateway for individuals to further explore tools and strategies to improve their economic stability and security. The LEAD Center works to foster pathways to economic advancement for people with disabilities to improve their present and long-term financial well-being, while supporting the workforce development, Home and Community Based Services, and other systems that share this mission.

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Social Security Red Book

January 2017 | Tool/Manual | Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website | CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching sta

EQUITY the Book

October 2015 | Tool/Manual | World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual | CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief | Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website | CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief | National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Enabling Financial Capability Along the Road to Financial Inclusion

September 2013 | Report/Brief | Center for Financial Inclusion and Accion

The Roadmap to Financial Inclusion outlines the milestones along the road to achieving full financial inclusion.

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

LEAD PEOPLE Tina Lentz, Executive Administrator, Advocacy and Empowerment - Louisville Metro Government Department of Community Services

December 22, 2014

Tina Lentz is the Executive Administrator of the Advocacy and Empowerment division, serving Louisville Metro Government’s Departmen

ABLE Act Offers New Support Options to Advance Employment Outcomes

December 21, 2014

On December 16, the U.S. Senate overwhelmingly passed the Achieving a Better Life Experience (ABLE) Act by a vote of 76 to 16. This was previously passed by the House of Representatives on December 3.

LEAD Participates in Louisville Financial Empowerment Summit

December 21, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

LEAD Center Hosts Louisville Economic Advancement Assembly

June 30, 2014

The LEAD Center, in collaboration with Louisville Metro Government Community Services and Revitalization Department and Bank on Louisville

LEAD Center Webinar Highlights Consumer Financial Protection Bureau

March 30, 2014

On February 26, the LEAD Center, in collaboration with ODEP and the Consumer Finance Protection Bureau (CFPB) Office of Financial Empowerment, held the second webinar in the Promoting Economic Advancement Series, 

Video Released of Advancing Financial Literacy for Individuals with Disabilities Event

May 3, 2018

On April 18, National Disability Institute (NDI), the LEAD Center and Municipal Securities Rulemaking Board (MSRB) partnered for the webinar/in-person event, Advancing Financial Literacy for Individuals with Disabilities, to commemorate National F

LEAD Center Hosts National Dialogue on Financial Literacy Education for People with Disabilities

April 18, 2018

In recognition of Financial Literacy Month, the LEAD Center today launched a two-week national dialogue called Money Matters.

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Employer Credit Checks: A Barrier to Employment for Many, Including People with Disabilities

March 30, 2014

Checking the personal credit history of job applicants is a common practice for employers today. According to a survey of human resources professionals, nearly half of employers check an employee’s credit history when hiring for some or all...

Categories - LG Tablet

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Social Security Red Book

January 2017 | Tool/Manual | Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website | CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching sta

EQUITY the Book

October 2015 | Tool/Manual | World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual | CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief | Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website | CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief | National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Enabling Financial Capability Along the Road to Financial Inclusion

September 2013 | Report/Brief | Center for Financial Inclusion and Accion

The Roadmap to Financial Inclusion outlines the milestones along the road to achieving full financial inclusion.

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

LEAD PEOPLE Tina Lentz, Executive Administrator, Advocacy and Empowerment - Louisville Metro Government Department of Community Services

December 22, 2014

Tina Lentz is the Executive Administrator of the Advocacy and Empowerment division, serving Louisville Metro Government’s Departmen

ABLE Act Offers New Support Options to Advance Employment Outcomes

December 21, 2014

On December 16, the U.S. Senate overwhelmingly passed the Achieving a Better Life Experience (ABLE) Act by a vote of 76 to 16. This was previously passed by the House of Representatives on December 3.

LEAD Participates in Louisville Financial Empowerment Summit

December 21, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

LEAD Center Hosts Louisville Economic Advancement Assembly

June 30, 2014

The LEAD Center, in collaboration with Louisville Metro Government Community Services and Revitalization Department and Bank on Louisville

LEAD Center Webinar Highlights Consumer Financial Protection Bureau

March 30, 2014

On February 26, the LEAD Center, in collaboration with ODEP and the Consumer Finance Protection Bureau (CFPB) Office of Financial Empowerment, held the second webinar in the Promoting Economic Advancement Series, 

Video Released of Advancing Financial Literacy for Individuals with Disabilities Event

May 3, 2018

On April 18, National Disability Institute (NDI), the LEAD Center and Municipal Securities Rulemaking Board (MSRB) partnered for the webinar/in-person event, Advancing Financial Literacy for Individuals with Disabilities, to commemorate National F

LEAD Center Hosts National Dialogue on Financial Literacy Education for People with Disabilities

April 18, 2018

In recognition of Financial Literacy Month, the LEAD Center today launched a two-week national dialogue called Money Matters.

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Employer Credit Checks: A Barrier to Employment for Many, Including People with Disabilities

March 30, 2014

Checking the personal credit history of job applicants is a common practice for employers today. According to a survey of human resources professionals, nearly half of employers check an employee’s credit history when hiring for some or all...

Categories - SM Tablet

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Social Security Red Book

January 2017 | Tool/Manual
Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website
CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching...

EQUITY the Book

October 2015 | Tool/Manual
World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief
Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website
CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Enabling Financial Capability Along the Road to Financial Inclusion

September 2013 | Report/Brief
Center for Financial Inclusion and Accion

The Roadmap to Financial Inclusion outlines the milestones along the road to achieving full financial inclusion.

Categories - Phablet

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Social Security Red Book

January 2017 | Tool/Manual
Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website
CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching...

EQUITY the Book

October 2015 | Tool/Manual
World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief
Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website
CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Enabling Financial Capability Along the Road to Financial Inclusion

September 2013 | Report/Brief
Center for Financial Inclusion and Accion

The Roadmap to Financial Inclusion outlines the milestones along the road to achieving full financial inclusion.

Categories - Phone

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Social Security Red Book

January 2017 | Tool/Manual
Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website
CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching...

EQUITY the Book

October 2015 | Tool/Manual
World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief
Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website
CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Enabling Financial Capability Along the Road to Financial Inclusion

September 2013 | Report/Brief
Center for Financial Inclusion and Accion

The Roadmap to Financial Inclusion outlines the milestones along the road to achieving full financial inclusion.