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Financial Literacy & Capability

An important focus of the LEAD Center’s mission is to increase the financial literacy and financial capability of people with disabilities. Participation in the workforce, which produces increased income, is a vital first step for working-age adults with disabilities to build economic self-sufficiency. Employment also serves as an important gateway for individuals to further explore tools and strategies to improve their economic stability and security. The LEAD Center works to foster pathways to economic advancement for people with disabilities to improve their present and long-term financial well-being, while supporting the workforce development, Home and Community Based Services, and other systems that share this mission.

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

The ABLE Act and Employment: Strategies for Maximizing the Effectiveness of the Achieving a Better Life Experience (ABLE) Act as a Tool for Financial Stability and Employment Outcomes of People with Disabilities

LEAD Center | May 2017 | Report/Brief

Read the LEAD Center's latest brief: “The ABLE Act and Employment: Strategies for Maximizing the Effectiveness of the Achieving a Better Life Experience (ABLE) Act as a Tool for Financial Stability and Employment Outcomes of People with Disabilities...

Social Security Red Book

January 2016 | Tool/Manual | Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website | CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching sta

EQUITY the Book

October 2015 | Tool/Manual | World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual | CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief | Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website | CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief | National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

The ABLE Act: A Tool for Financial Stability and Employment Outcomes

April 27, 2017

The LEAD Center, in collaboration with the ABLE National Resource Center, will be holding a webinar focused on how individuals with disabilities, and their families, can use ABLE Accounts to increase their financial stability and produce more...

First ABLE Account Programs Open in Ohio and Tennessee

June 29, 2016

On June 1, 2016, the state of Ohio became the first state to launch a disability savings account program authorized by the federal Achieving a Better Life Experience Act (ABLE), which passed in December 2014.

ABLE Act Celebrates Its 1st Anniversary

January 29, 2016

December 19, 2015 marked the one-year anniversary of President Obama’s signing of the Achieving a Better Life Experience (ABLE) Act into law.

Opportunity for Public Input into IRS’ Proposed Regulations for Implementing ABLE Act

September 25, 2015

On June 19, 2015, the Internal Revenue Service (IRS) posted in its Notice of Proposed Rulemaking (NPR) its recommended approach for implementing the Achieving a Better Life Experience (ABLE) Act of 2014.

Following Supreme Court Ruling on Same-Gender Marriage, Advocates Highlight Marriage Penalty and Income Limits on Disability Benefits

July 31, 2015

In the wake of the Supreme Court’s decision in Obergefell on same-gender marriage, advocates with disabilities in the LGBTQ community have raised concerns about continued barriers to marriage for couples who rely on Supplemental Security Income (S

IRS Releases Proposed ABLE Act Regulations

June 30, 2015

On Friday June 19th, the Internal Revenue Service (IRS) released the highly anticipated Notice of Proposed

Virginia is First State to Pass ABLE Act Implementation Legislation to Lessen Financial Strains for Those with Disabilities

May 29, 2015

In April, Virginia governor Terry McAuliffe signed into law the state’s Achieving A B

NDI Unveils ABLE Resource Center and Update on ABLE Implementation

February 27, 2015

National Disability Institute (NDI) announced a new Achieving a Better Life Experience (ABLE) Resource Center to consolidate information, resources and advocacy materials on state implementation of the ABLE Act.

ABLE Accounts Give People with Disabilities the Power to Save

September 27, 2017

This summer, the ABLE National Resource Center (ANRC) launched a month-long public awareness campaign called “#ABLEtoSave.” The national grassroots camp

LEAD Focuses on the Connection between the ABLE Act and Employment

June 29, 2017

This past quarter, the LEAD Center conducted substantial work to educate disability-related stakeholders about how having an ABLE account can assist a person with obtaining and maintaining competitive integ

LEAD PARTNER: ABLE National Resource Center

June 29, 2017

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support, and resources of some of the country's most influential national disability organizations to accelerate the design and availability of ABLE a

Financial Integration Team – A Community of Practice of Economic Advancement Change Agents

September 30, 2016

Communities of Practice (CoPs) align individuals with a shared interest to share common practices, individual experiences, innovative ideas, and experiential knowledge.

ABLE Account Funds Could Help Individuals with Disabilities Achieve Employment Outcomes

June 30, 2016

June 2016 marked the launch of the country’s first ABLE programs.

Making Informed Financial Choices with the Louisville LADDER Disability and Employment Workbook

June 30, 2016

The Louisville Alliance for Development through Diversity, Empowerment, and Resources (LADDER) is the new name of the Louisville Workforce Development and Financ

The CMS HCBS Final Rule and First Steps toward Supporting “Control of Personal Resources”

December 15, 2015

Many individuals with disabilities have never managed their own money, created a budget, opened a savings or checking account, applied for an assistive technology loan or understand how to build assets.

Louisville’s Financial Empowerment Integration Fall Convening

September 30, 2015

On September 18, LEAD Staff returned to Louisville, Ky.

Kansas Workforce System Creates Partnership to Promote Employment

March 31, 2015

On January 22nd, experts from LEAD Center presented at the 14th Annual Kansas Workforce Summit. The theme was Preparing Tomorrow’s Leaders in a Rapidly Changing Workplace.

The Latest on the ABLE Act and ABLE Accounts

March 31, 2015

Although the Achieving a Better Life Experience (ABLE) Act has been law for more than three months, there remains a significant amount of work to be done before individuals with disabilities and their families can begin to benefit.

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Using an ABLE Account for Employment Support

April 27, 2017

Alex Ghenis, an ABLE account holder, shares his personal experience with ABLE, and how ABLE accounts can provide employment support for people with disabilities. 

In The Know: A Fair Shot for Workers with Disabilities

May 27, 2016

What are possible courses of action that policymakers can take to give workers with disabilities a fair shot at employment and economic security? Find out in this 'In The Know' blog.

Oh Captains, My Captains: An Ode to Financial Capability Role Models

April 13, 2016

The financial lessons we learn from role models, such as our parents, as a kid can have a huge impact on us.

In the Know: Financial Capability of Adults with Disabilities

December 3, 2015

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

Show-Me State Shines During NDEAM

October 27, 2015

This month, I have been inspired by the collaboration and cooperation between businesses, service organizations and individuals who have made these events happen.

Are You Asking the Right Questions?

October 23, 2015

It can be easy to overlook a few key questions that we should all ask when we are job hunting, before accepting a job, and once hired.

In the Know: Financial Education, Asset Development, and Work and Tax Incentives

September 10, 2015

Today's "In the Know" features the website section of the Office of Disability Employment Policy (ODEP), U.S. Department of Labor.

In the Know: 2015 Social Security Red Book

August 13, 2015

With the 80th anniversary of Social Security tomorrow, nothing is more fitting for this month's first "In the Know" blog as the 2015 Social Security Red Book.

In the Know: 2015 Assets & Opportunity Scorecard

June 18, 2015

In the Know is a bi-monthly feature on the LEAD Center blog that highlights important resources and information about the employment, policy and economic advancement of people with disabilities. To find even more useful resources, visit the LEAD...

Missed Opportunities for Financial Wellness Support

April 30, 2015

As someone who has spent over 35 years working and partnering with people with disabilities who are pursuing equal opportunities so that they can live the lives they choose, I can say confidently that the disability field is doing a disservice to...

Categories - LG Tablet

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

The ABLE Act and Employment: Strategies for Maximizing the Effectiveness of the Achieving a Better Life Experience (ABLE) Act as a Tool for Financial Stability and Employment Outcomes of People with Disabilities

LEAD Center | May 2017 | Report/Brief

Read the LEAD Center's latest brief: “The ABLE Act and Employment: Strategies for Maximizing the Effectiveness of the Achieving a Better Life Experience (ABLE) Act as a Tool for Financial Stability and Employment Outcomes of People with Disabilities...

Social Security Red Book

January 2016 | Tool/Manual | Social Security Administration

A summary guide to employment supports for persons with disabilities under the Social Security Disability Insurance and Supplemental Security Income programs.

The Steep Climb to Economic Opportunity for Vulnerable Families - Findings from the 2016 Assets & Opportunity Scorecard

Website | CFED

Despite the nation’s ongoing economic recovery, millions of low- and moderate-income Americans are, like the Greek mythological character Sisyphus, perpetually forced to push an outsized boulder up a steep hill with little prospect of reaching sta

EQUITY the Book

October 2015 | Tool/Manual | World Institute on Disability

Asset Building Strategies for People with Disabilities, A Guide to Financial Empowerment covers all topics that are important for people with disabilities in their quest for strong finances and asset building.

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual | CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

A Fair Shot for Workers with Disabilities

January 2015 | Report/Brief | Center for American Progress

This report examines the intersection of disability and poverty and provides an insightful perspective on what our country and its leaders can do to remedy this disability-non disability pay gap.

Assets & Opportunity Scorecard

Website | CFED

The Assets & Opportunity Scorecard is a comprehensive look at Americans’ financial security today and their opportunities to create a more prosperous future.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief | National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

The ABLE Act: A Tool for Financial Stability and Employment Outcomes

April 27, 2017

The LEAD Center, in collaboration with the ABLE National Resource Center, will be holding a webinar focused on how individuals with disabilities, and their families, can use ABLE Accounts to increase their financial stability and produce more...

First ABLE Account Programs Open in Ohio and Tennessee

June 29, 2016

On June 1, 2016, the state of Ohio became the first state to launch a disability savings account program authorized by the federal Achieving a Better Life Experience Act (ABLE), which passed in December 2014.

ABLE Act Celebrates Its 1st Anniversary

January 29, 2016

December 19, 2015 marked the one-year anniversary of President Obama’s signing of the Achieving a Better Life Experience (ABLE) Act into law.

Opportunity for Public Input into IRS’ Proposed Regulations for Implementing ABLE Act

September 25, 2015

On June 19, 2015, the Internal Revenue Service (IRS) posted in its Notice of Proposed Rulemaking (NPR) its recommended approach for implementing the Achieving a Better Life Experience (ABLE) Act of 2014.

Following Supreme Court Ruling on Same-Gender Marriage, Advocates Highlight Marriage Penalty and Income Limits on Disability Benefits

July 31, 2015

In the wake of the Supreme Court’s decision in Obergefell on same-gender marriage, advocates with disabilities in the LGBTQ community have raised concerns about continued barriers to marriage for couples who rely on Supplemental Security Income (S

IRS Releases Proposed ABLE Act Regulations

June 30, 2015

On Friday June 19th, the Internal Revenue Service (IRS) released the highly anticipated Notice of Proposed

Virginia is First State to Pass ABLE Act Implementation Legislation to Lessen Financial Strains for Those with Disabilities

May 29, 2015

In April, Virginia governor Terry McAuliffe signed into law the state’s Achieving A B

NDI Unveils ABLE Resource Center and Update on ABLE Implementation

February 27, 2015

National Disability Institute (NDI) announced a new Achieving a Better Life Experience (ABLE) Resource Center to consolidate information, resources and advocacy materials on state implementation of the ABLE Act.

ABLE Accounts Give People with Disabilities the Power to Save

September 27, 2017

This summer, the ABLE National Resource Center (ANRC) launched a month-long public awareness campaign called “#ABLEtoSave.” The national grassroots camp

LEAD Focuses on the Connection between the ABLE Act and Employment

June 29, 2017

This past quarter, the LEAD Center conducted substantial work to educate disability-related stakeholders about how having an ABLE account can assist a person with obtaining and maintaining competitive integ

LEAD PARTNER: ABLE National Resource Center

June 29, 2017

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support, and resources of some of the country's most influential national disability organizations to accelerate the design and availability of ABLE a

Financial Integration Team – A Community of Practice of Economic Advancement Change Agents

September 30, 2016

Communities of Practice (CoPs) align individuals with a shared interest to share common practices, individual experiences, innovative ideas, and experiential knowledge.

ABLE Account Funds Could Help Individuals with Disabilities Achieve Employment Outcomes

June 30, 2016

June 2016 marked the launch of the country’s first ABLE programs.

Making Informed Financial Choices with the Louisville LADDER Disability and Employment Workbook

June 30, 2016

The Louisville Alliance for Development through Diversity, Empowerment, and Resources (LADDER) is the new name of the Louisville Workforce Development and Financ

The CMS HCBS Final Rule and First Steps toward Supporting “Control of Personal Resources”

December 15, 2015

Many individuals with disabilities have never managed their own money, created a budget, opened a savings or checking account, applied for an assistive technology loan or understand how to build assets.

Louisville’s Financial Empowerment Integration Fall Convening

September 30, 2015

On September 18, LEAD Staff returned to Louisville, Ky.

Kansas Workforce System Creates Partnership to Promote Employment

March 31, 2015

On January 22nd, experts from LEAD Center presented at the 14th Annual Kansas Workforce Summit. The theme was Preparing Tomorrow’s Leaders in a Rapidly Changing Workplace.

The Latest on the ABLE Act and ABLE Accounts

March 31, 2015

Although the Achieving a Better Life Experience (ABLE) Act has been law for more than three months, there remains a significant amount of work to be done before individuals with disabilities and their families can begin to benefit.

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Using an ABLE Account for Employment Support

April 27, 2017

Alex Ghenis, an ABLE account holder, shares his personal experience with ABLE, and how ABLE accounts can provide employment support for people with disabilities. 

In The Know: A Fair Shot for Workers with Disabilities

May 27, 2016

What are possible courses of action that policymakers can take to give workers with disabilities a fair shot at employment and economic security? Find out in this 'In The Know' blog.

Oh Captains, My Captains: An Ode to Financial Capability Role Models

April 13, 2016

The financial lessons we learn from role models, such as our parents, as a kid can have a huge impact on us.

In the Know: Financial Capability of Adults with Disabilities

December 3, 2015

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

Show-Me State Shines During NDEAM

October 27, 2015

This month, I have been inspired by the collaboration and cooperation between businesses, service organizations and individuals who have made these events happen.

Are You Asking the Right Questions?

October 23, 2015

It can be easy to overlook a few key questions that we should all ask when we are job hunting, before accepting a job, and once hired.

In the Know: Financial Education, Asset Development, and Work and Tax Incentives

September 10, 2015

Today's "In the Know" features the website section of the Office of Disability Employment Policy (ODEP), U.S. Department of Labor.

In the Know: 2015 Social Security Red Book

August 13, 2015

With the 80th anniversary of Social Security tomorrow, nothing is more fitting for this month's first "In the Know" blog as the 2015 Social Security Red Book.

In the Know: 2015 Assets & Opportunity Scorecard

June 18, 2015

In the Know is a bi-monthly feature on the LEAD Center blog that highlights important resources and information about the employment, policy and economic advancement of people with disabilities. To find even more useful resources, visit the LEAD...

Missed Opportunities for Financial Wellness Support

April 30, 2015

As someone who has spent over 35 years working and partnering with people with disabilities who are pursuing equal opportunities so that they can live the lives they choose, I can say confidently that the disability field is doing a disservice to...

Categories - SM Tablet

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Scaling Financial Coaching: Critical Lessons and Effective Practices

June 2013 | Report/Brief

Citi Foundation and NeighborWorks America June 2013

National Financial Capability Study

Website

FINRA, 2013. The 2012 National Financial Capability Study (NFCS) presents new survey findings that underscore the need to ensure all Americans have access to the education, resources and tools they need to manage their money with confidence.

Investing in Our Future Conference Summary: National Conference on Youth Financial Education and Capability

April 2013 | Presentation

Consumer Financial Protection Bureau, April 2013. On April 30, 2013, the Consumer Financial Protection Bureau (CFPB) brought together more than 100 public, private and nonprofit organization leaders dedicated to improving financial literacy and...

CFED (Corporation for Enterprise Development)

Website

CFED empowers low- and moderate-income households to build and preserve assets by advancing policies and programs that help them achieve their American Dream, including buying a home, pursuing higher education, starting a business and saving for the...

Consumer Financial Protection Bureau

Website

Established by Congress in 2011, the Consumer Financial Protection Bureau (CFPB) is the federal agency charged with protecting and educating consumers regarding financial products and services through enforcement of federal consumer financial...

National Disability Institute

Website

National Disability Institute (NDI) is national non-profit organization dedicated to building a better economic future for people with disabilities and the principal organization driving the LEAD Center.

Webinars

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

The ABLE Act: A Tool for Financial Stability and Employment Outcomes

April 27, 2017

The LEAD Center, in collaboration with the ABLE National Resource Center, will be holding a webinar focused on how individuals with disabilities, and their families, can use ABLE Accounts to increase their financial stability and produce more...

Policy Updates

First ABLE Account Programs Open in Ohio and Tennessee

June 29, 2016

On June 1, 2016, the state of Ohio became the first state to launch a disability savings account program authorized by the federal Achieving a Better Life Experience Act (ABLE), which passed in December 2014.

ABLE Act Celebrates Its 1st Anniversary

January 29, 2016

December 19, 2015 marked the one-year anniversary of President Obama’s signing of the Achieving a Better Life Experience (ABLE) Act into law.

Opportunity for Public Input into IRS’ Proposed Regulations for Implementing ABLE Act

September 25, 2015

On June 19, 2015, the Internal Revenue Service (IRS) posted in its Notice of Proposed Rulemaking (NPR) its recommended approach for implementing the Achieving a Better Life Experience (ABLE) Act of 2014.

Following Supreme Court Ruling on Same-Gender Marriage, Advocates Highlight Marriage Penalty and Income Limits on Disability Benefits

July 31, 2015

In the wake of the Supreme Court’s decision in Obergefell on same-gender marriage, advocates with disabilities in the LGBTQ community have raised concerns about continued barriers to marriage for couples who rely on Supplemental Security Income (S

IRS Releases Proposed ABLE Act Regulations

June 30, 2015

On Friday June 19th, the Internal Revenue Service (IRS) released the highly anticipated Notice of Proposed

Virginia is First State to Pass ABLE Act Implementation Legislation to Lessen Financial Strains for Those with Disabilities

May 29, 2015

In April, Virginia governor Terry McAuliffe signed into law the state’s Achieving A B

NDI Unveils ABLE Resource Center and Update on ABLE Implementation

February 27, 2015

National Disability Institute (NDI) announced a new Achieving a Better Life Experience (ABLE) Resource Center to consolidate information, resources and advocacy materials on state implementation of the ABLE Act.

LEAD On! Articles

ABLE Accounts Give People with Disabilities the Power to Save

September 27, 2017

This summer, the ABLE National Resource Center (ANRC) launched a month-long public awareness campaign called “#ABLEtoSave.” The national grassroots camp

LEAD Focuses on the Connection between the ABLE Act and Employment

June 29, 2017

This past quarter, the LEAD Center conducted substantial work to educate disability-related stakeholders about how having an ABLE account can assist a person with obtaining and maintaining competitive integ

LEAD PARTNER: ABLE National Resource Center

June 29, 2017

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support, and resources of some of the country's most influential national disability organizations to accelerate the design and availability of ABLE a

Financial Integration Team – A Community of Practice of Economic Advancement Change Agents

September 30, 2016

Communities of Practice (CoPs) align individuals with a shared interest to share common practices, individual experiences, innovative ideas, and experiential knowledge.

ABLE Account Funds Could Help Individuals with Disabilities Achieve Employment Outcomes

June 30, 2016

June 2016 marked the launch of the country’s first ABLE programs.

Making Informed Financial Choices with the Louisville LADDER Disability and Employment Workbook

June 30, 2016

The Louisville Alliance for Development through Diversity, Empowerment, and Resources (LADDER) is the new name of the Louisville Workforce Development and Financ

The CMS HCBS Final Rule and First Steps toward Supporting “Control of Personal Resources”

December 15, 2015

Many individuals with disabilities have never managed their own money, created a budget, opened a savings or checking account, applied for an assistive technology loan or understand how to build assets.

Louisville’s Financial Empowerment Integration Fall Convening

September 30, 2015

On September 18, LEAD Staff returned to Louisville, Ky.

Kansas Workforce System Creates Partnership to Promote Employment

March 31, 2015

On January 22nd, experts from LEAD Center presented at the 14th Annual Kansas Workforce Summit. The theme was Preparing Tomorrow’s Leaders in a Rapidly Changing Workplace.

The Latest on the ABLE Act and ABLE Accounts

March 31, 2015

Although the Achieving a Better Life Experience (ABLE) Act has been law for more than three months, there remains a significant amount of work to be done before individuals with disabilities and their families can begin to benefit.

News

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Blogs

Using an ABLE Account for Employment Support

April 27, 2017

Alex Ghenis, an ABLE account holder, shares his personal experience with ABLE, and how ABLE accounts can provide employment support for people with disabilities. 

In The Know: A Fair Shot for Workers with Disabilities

May 27, 2016

What are possible courses of action that policymakers can take to give workers with disabilities a fair shot at employment and economic security? Find out in this 'In The Know' blog.

Oh Captains, My Captains: An Ode to Financial Capability Role Models

April 13, 2016

The financial lessons we learn from role models, such as our parents, as a kid can have a huge impact on us.

In the Know: Financial Capability of Adults with Disabilities

December 3, 2015

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

Show-Me State Shines During NDEAM

October 27, 2015

This month, I have been inspired by the collaboration and cooperation between businesses, service organizations and individuals who have made these events happen.

Are You Asking the Right Questions?

October 23, 2015

It can be easy to overlook a few key questions that we should all ask when we are job hunting, before accepting a job, and once hired.

In the Know: Financial Education, Asset Development, and Work and Tax Incentives

September 10, 2015

Today's "In the Know" features the website section of the Office of Disability Employment Policy (ODEP), U.S. Department of Labor.

In the Know: 2015 Social Security Red Book

August 13, 2015

With the 80th anniversary of Social Security tomorrow, nothing is more fitting for this month's first "In the Know" blog as the 2015 Social Security Red Book.

In the Know: 2015 Assets & Opportunity Scorecard

June 18, 2015

In the Know is a bi-monthly feature on the LEAD Center blog that highlights important resources and information about the employment, policy and economic advancement of people with disabilities. To find even more useful resources, visit the LEAD...

Missed Opportunities for Financial Wellness Support

April 30, 2015

As someone who has spent over 35 years working and partnering with people with disabilities who are pursuing equal opportunities so that they can live the lives they choose, I can say confidently that the disability field is doing a disservice to...

Categories - Phablet

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Scaling Financial Coaching: Critical Lessons and Effective Practices

June 2013 | Report/Brief

Citi Foundation and NeighborWorks America June 2013

National Financial Capability Study

Website

FINRA, 2013. The 2012 National Financial Capability Study (NFCS) presents new survey findings that underscore the need to ensure all Americans have access to the education, resources and tools they need to manage their money with confidence.

Investing in Our Future Conference Summary: National Conference on Youth Financial Education and Capability

April 2013 | Presentation

Consumer Financial Protection Bureau, April 2013. On April 30, 2013, the Consumer Financial Protection Bureau (CFPB) brought together more than 100 public, private and nonprofit organization leaders dedicated to improving financial literacy and...

CFED (Corporation for Enterprise Development)

Website

CFED empowers low- and moderate-income households to build and preserve assets by advancing policies and programs that help them achieve their American Dream, including buying a home, pursuing higher education, starting a business and saving for the...

Consumer Financial Protection Bureau

Website

Established by Congress in 2011, the Consumer Financial Protection Bureau (CFPB) is the federal agency charged with protecting and educating consumers regarding financial products and services through enforcement of federal consumer financial...

National Disability Institute

Website

National Disability Institute (NDI) is national non-profit organization dedicated to building a better economic future for people with disabilities and the principal organization driving the LEAD Center.

Webinars

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

The ABLE Act: A Tool for Financial Stability and Employment Outcomes

April 27, 2017

The LEAD Center, in collaboration with the ABLE National Resource Center, will be holding a webinar focused on how individuals with disabilities, and their families, can use ABLE Accounts to increase their financial stability and produce more...

Policy Updates

First ABLE Account Programs Open in Ohio and Tennessee

June 29, 2016

On June 1, 2016, the state of Ohio became the first state to launch a disability savings account program authorized by the federal Achieving a Better Life Experience Act (ABLE), which passed in December 2014.

ABLE Act Celebrates Its 1st Anniversary

January 29, 2016

December 19, 2015 marked the one-year anniversary of President Obama’s signing of the Achieving a Better Life Experience (ABLE) Act into law.

Opportunity for Public Input into IRS’ Proposed Regulations for Implementing ABLE Act

September 25, 2015

On June 19, 2015, the Internal Revenue Service (IRS) posted in its Notice of Proposed Rulemaking (NPR) its recommended approach for implementing the Achieving a Better Life Experience (ABLE) Act of 2014.

Following Supreme Court Ruling on Same-Gender Marriage, Advocates Highlight Marriage Penalty and Income Limits on Disability Benefits

July 31, 2015

In the wake of the Supreme Court’s decision in Obergefell on same-gender marriage, advocates with disabilities in the LGBTQ community have raised concerns about continued barriers to marriage for couples who rely on Supplemental Security Income (S

IRS Releases Proposed ABLE Act Regulations

June 30, 2015

On Friday June 19th, the Internal Revenue Service (IRS) released the highly anticipated Notice of Proposed

Virginia is First State to Pass ABLE Act Implementation Legislation to Lessen Financial Strains for Those with Disabilities

May 29, 2015

In April, Virginia governor Terry McAuliffe signed into law the state’s Achieving A B

NDI Unveils ABLE Resource Center and Update on ABLE Implementation

February 27, 2015

National Disability Institute (NDI) announced a new Achieving a Better Life Experience (ABLE) Resource Center to consolidate information, resources and advocacy materials on state implementation of the ABLE Act.

LEAD On! Articles

ABLE Accounts Give People with Disabilities the Power to Save

September 27, 2017

This summer, the ABLE National Resource Center (ANRC) launched a month-long public awareness campaign called “#ABLEtoSave.” The national grassroots camp

LEAD Focuses on the Connection between the ABLE Act and Employment

June 29, 2017

This past quarter, the LEAD Center conducted substantial work to educate disability-related stakeholders about how having an ABLE account can assist a person with obtaining and maintaining competitive integ

LEAD PARTNER: ABLE National Resource Center

June 29, 2017

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support, and resources of some of the country's most influential national disability organizations to accelerate the design and availability of ABLE a

Financial Integration Team – A Community of Practice of Economic Advancement Change Agents

September 30, 2016

Communities of Practice (CoPs) align individuals with a shared interest to share common practices, individual experiences, innovative ideas, and experiential knowledge.

ABLE Account Funds Could Help Individuals with Disabilities Achieve Employment Outcomes

June 30, 2016

June 2016 marked the launch of the country’s first ABLE programs.

Making Informed Financial Choices with the Louisville LADDER Disability and Employment Workbook

June 30, 2016

The Louisville Alliance for Development through Diversity, Empowerment, and Resources (LADDER) is the new name of the Louisville Workforce Development and Financ

The CMS HCBS Final Rule and First Steps toward Supporting “Control of Personal Resources”

December 15, 2015

Many individuals with disabilities have never managed their own money, created a budget, opened a savings or checking account, applied for an assistive technology loan or understand how to build assets.

Louisville’s Financial Empowerment Integration Fall Convening

September 30, 2015

On September 18, LEAD Staff returned to Louisville, Ky.

Kansas Workforce System Creates Partnership to Promote Employment

March 31, 2015

On January 22nd, experts from LEAD Center presented at the 14th Annual Kansas Workforce Summit. The theme was Preparing Tomorrow’s Leaders in a Rapidly Changing Workplace.

The Latest on the ABLE Act and ABLE Accounts

March 31, 2015

Although the Achieving a Better Life Experience (ABLE) Act has been law for more than three months, there remains a significant amount of work to be done before individuals with disabilities and their families can begin to benefit.

News

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Blogs

Using an ABLE Account for Employment Support

April 27, 2017

Alex Ghenis, an ABLE account holder, shares his personal experience with ABLE, and how ABLE accounts can provide employment support for people with disabilities. 

In The Know: A Fair Shot for Workers with Disabilities

May 27, 2016

What are possible courses of action that policymakers can take to give workers with disabilities a fair shot at employment and economic security? Find out in this 'In The Know' blog.

Oh Captains, My Captains: An Ode to Financial Capability Role Models

April 13, 2016

The financial lessons we learn from role models, such as our parents, as a kid can have a huge impact on us.

In the Know: Financial Capability of Adults with Disabilities

December 3, 2015

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

Show-Me State Shines During NDEAM

October 27, 2015

This month, I have been inspired by the collaboration and cooperation between businesses, service organizations and individuals who have made these events happen.

Are You Asking the Right Questions?

October 23, 2015

It can be easy to overlook a few key questions that we should all ask when we are job hunting, before accepting a job, and once hired.

In the Know: Financial Education, Asset Development, and Work and Tax Incentives

September 10, 2015

Today's "In the Know" features the website section of the Office of Disability Employment Policy (ODEP), U.S. Department of Labor.

In the Know: 2015 Social Security Red Book

August 13, 2015

With the 80th anniversary of Social Security tomorrow, nothing is more fitting for this month's first "In the Know" blog as the 2015 Social Security Red Book.

In the Know: 2015 Assets & Opportunity Scorecard

June 18, 2015

In the Know is a bi-monthly feature on the LEAD Center blog that highlights important resources and information about the employment, policy and economic advancement of people with disabilities. To find even more useful resources, visit the LEAD...

Missed Opportunities for Financial Wellness Support

April 30, 2015

As someone who has spent over 35 years working and partnering with people with disabilities who are pursuing equal opportunities so that they can live the lives they choose, I can say confidently that the disability field is doing a disservice to...

Categories - Phone

Resources

 
LEAD Center - A Resource Developed by LEAD Center for ODEP
 

Building Financial Capability: A Planning Guide for Integrated Services

April 2015 | Tool/Manual
CFED

Building Financial Capability: A Planning Guide for Integrated Services is aimed at community-based organizations which serve low- and moderate-income clients.

Financial Capability of Adults with Disabilities

July 2014 | Report/Brief
National Disability Institute

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

LEAD Center Presentation: Louisville Economic Advancement Assembly

LEAD Center | May 2014 | Presentation

This presentation was used by Michael Morris on May 13th during the Louisville Economic Advancement Assembly, a city-wide event to help people in the local disability community improve their financial capability and capacity.

Empowering Low Income and Economically Vulnerable Consumers

November 2013 | Report/Brief

Consumer Financial Protection Bureau, November 2013. This report brings to light expert observations and conclusions from a Nov. 2012 CFPB convention that may be of a benefit to economically-vulnerable populations and strategies to ensure better...

Scaling Financial Coaching: Critical Lessons and Effective Practices

June 2013 | Report/Brief

Citi Foundation and NeighborWorks America June 2013

National Financial Capability Study

Website

FINRA, 2013. The 2012 National Financial Capability Study (NFCS) presents new survey findings that underscore the need to ensure all Americans have access to the education, resources and tools they need to manage their money with confidence.

Investing in Our Future Conference Summary: National Conference on Youth Financial Education and Capability

April 2013 | Presentation

Consumer Financial Protection Bureau, April 2013. On April 30, 2013, the Consumer Financial Protection Bureau (CFPB) brought together more than 100 public, private and nonprofit organization leaders dedicated to improving financial literacy and...

CFED (Corporation for Enterprise Development)

Website

CFED empowers low- and moderate-income households to build and preserve assets by advancing policies and programs that help them achieve their American Dream, including buying a home, pursuing higher education, starting a business and saving for the...

Consumer Financial Protection Bureau

Website

Established by Congress in 2011, the Consumer Financial Protection Bureau (CFPB) is the federal agency charged with protecting and educating consumers regarding financial products and services through enforcement of federal consumer financial...

National Disability Institute

Website

National Disability Institute (NDI) is national non-profit organization dedicated to building a better economic future for people with disabilities and the principal organization driving the LEAD Center.

Webinars

Integrating Employment and Financial Capability Services: New Pathways to Economic Stability

February 26, 2014

The US Department of Labor, Office of Disability Employment Policy and the Consumer Financial Protection Bureau have entered into a partnership to advance positive financial behavior and greater economic self-sufficiency for individuals with disab

MyFreeTaxes – Free Tax Preparation for AJCs and Community Based Organizations

January 22, 2014

Join us for a timely conversation on MyFreeTaxes, a free, inclusive tax preparation tool in which taxpayers earning $58,000 or less can prepareand file their federal and state taxes online in all 50 states.

Promoting Economic Advancement - Using Work Incentives to Build Financial Stability

April 24, 2013

Discover opportunities for individuals with disabilities to increase income through the use of Social Security (SSDI and SSI) work incentives, including work incentives that support savings above the $2,000 SSI asset limit.

Promoting Economic Advancement – Financial Education

March 27, 2013

Explore why financial education is important and how it can benefit customers served at American Job Center. Learn about curriculum options and resources as well as strategies for local implementation.

Promoting Economic Advancement – Implementing Free Tax Prep Services

February 27, 2013

Learn about three free tax preparation models for American Job Center professionals to implement to further advance economic stability for their customers. Presenters included the IRS as well as local AJCs implementing free tax prep at their local...

The ABLE Act: A Tool for Financial Stability and Employment Outcomes

April 27, 2017

The LEAD Center, in collaboration with the ABLE National Resource Center, will be holding a webinar focused on how individuals with disabilities, and their families, can use ABLE Accounts to increase their financial stability and produce more...

Policy Updates

First ABLE Account Programs Open in Ohio and Tennessee

June 29, 2016

On June 1, 2016, the state of Ohio became the first state to launch a disability savings account program authorized by the federal Achieving a Better Life Experience Act (ABLE), which passed in December 2014.

ABLE Act Celebrates Its 1st Anniversary

January 29, 2016

December 19, 2015 marked the one-year anniversary of President Obama’s signing of the Achieving a Better Life Experience (ABLE) Act into law.

Opportunity for Public Input into IRS’ Proposed Regulations for Implementing ABLE Act

September 25, 2015

On June 19, 2015, the Internal Revenue Service (IRS) posted in its Notice of Proposed Rulemaking (NPR) its recommended approach for implementing the Achieving a Better Life Experience (ABLE) Act of 2014.

Following Supreme Court Ruling on Same-Gender Marriage, Advocates Highlight Marriage Penalty and Income Limits on Disability Benefits

July 31, 2015

In the wake of the Supreme Court’s decision in Obergefell on same-gender marriage, advocates with disabilities in the LGBTQ community have raised concerns about continued barriers to marriage for couples who rely on Supplemental Security Income (S

IRS Releases Proposed ABLE Act Regulations

June 30, 2015

On Friday June 19th, the Internal Revenue Service (IRS) released the highly anticipated Notice of Proposed

Virginia is First State to Pass ABLE Act Implementation Legislation to Lessen Financial Strains for Those with Disabilities

May 29, 2015

In April, Virginia governor Terry McAuliffe signed into law the state’s Achieving A B

NDI Unveils ABLE Resource Center and Update on ABLE Implementation

February 27, 2015

National Disability Institute (NDI) announced a new Achieving a Better Life Experience (ABLE) Resource Center to consolidate information, resources and advocacy materials on state implementation of the ABLE Act.

LEAD On! Articles

ABLE Accounts Give People with Disabilities the Power to Save

September 27, 2017

This summer, the ABLE National Resource Center (ANRC) launched a month-long public awareness campaign called “#ABLEtoSave.” The national grassroots camp

LEAD Focuses on the Connection between the ABLE Act and Employment

June 29, 2017

This past quarter, the LEAD Center conducted substantial work to educate disability-related stakeholders about how having an ABLE account can assist a person with obtaining and maintaining competitive integ

LEAD PARTNER: ABLE National Resource Center

June 29, 2017

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support, and resources of some of the country's most influential national disability organizations to accelerate the design and availability of ABLE a

Financial Integration Team – A Community of Practice of Economic Advancement Change Agents

September 30, 2016

Communities of Practice (CoPs) align individuals with a shared interest to share common practices, individual experiences, innovative ideas, and experiential knowledge.

ABLE Account Funds Could Help Individuals with Disabilities Achieve Employment Outcomes

June 30, 2016

June 2016 marked the launch of the country’s first ABLE programs.

Making Informed Financial Choices with the Louisville LADDER Disability and Employment Workbook

June 30, 2016

The Louisville Alliance for Development through Diversity, Empowerment, and Resources (LADDER) is the new name of the Louisville Workforce Development and Financ

The CMS HCBS Final Rule and First Steps toward Supporting “Control of Personal Resources”

December 15, 2015

Many individuals with disabilities have never managed their own money, created a budget, opened a savings or checking account, applied for an assistive technology loan or understand how to build assets.

Louisville’s Financial Empowerment Integration Fall Convening

September 30, 2015

On September 18, LEAD Staff returned to Louisville, Ky.

Kansas Workforce System Creates Partnership to Promote Employment

March 31, 2015

On January 22nd, experts from LEAD Center presented at the 14th Annual Kansas Workforce Summit. The theme was Preparing Tomorrow’s Leaders in a Rapidly Changing Workplace.

The Latest on the ABLE Act and ABLE Accounts

March 31, 2015

Although the Achieving a Better Life Experience (ABLE) Act has been law for more than three months, there remains a significant amount of work to be done before individuals with disabilities and their families can begin to benefit.

News

LEAD Participates in Louisville Financial Empowerment Summit

November 4, 2014

On October 30th, LEAD staff returned to Louisville, Ky. to participate in the city's 2nd Annual Financial Empowerment Summit.

ODEP and CFPB Issue Memorandum Promoting Financial Capability of Workers with Disabilities

August 14, 2014

The U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) and the Consumer Financial Protection Bureau (CFPB) released a joint memorandum calling on state and local governments, community development organizations, employers and...

LEAD Center Hosts Louisville Economic Advancement Assembly

May 22, 2014

In collaboration with Louisville Metro Government Community Services and Revitalization and Bank on Louisville, the LEAD Center hosted an Economic Advancement Assembly in Louisville, Ky. on May 13.

Louisville Metro Government Joins With National Disability Institute’s LEAD Center to Improve Financial Health for Kentuckians with Disabilities

May 12, 2014

Assembly brings disability advocates, community and thought leaders together to discuss current activities and opportunities to build the financial capability of people with disabilities throughout the Louisville Area

Assistant Secretary Kathy Martinez, U.S. Department of Labor, Office of Disability Employment Policy, Joins LEAD Center to Facilitate Strategic Planning at CFE Forum

March 26, 2013

ODEP and National Disability Institute’s LEAD Center joined Cities for Financial Empowerment for a brainstorming session to begin designing a national integration strategy to build the financial capability of individuals and families through touch...

President’s Advisory Council on Financial Capability Releases Final Report

March 12, 2013

This new report delivered through the U.S. Department of the Treasury highlights many recommendations to help improve the financial lives of individuals and families across America.

Census Bureau Report Shows 30 Percent of Adults Receiving Government Assistance have a Disability

February 26, 2013

This U.S. Census Bureau report – Disability Characteristics of Income-Based Government Assistance Recipients in the United States: 2011 – reveals that 30.4 percent of the more than 46 million adults who received income-based government assistance in...

Blogs

Using an ABLE Account for Employment Support

April 27, 2017

Alex Ghenis, an ABLE account holder, shares his personal experience with ABLE, and how ABLE accounts can provide employment support for people with disabilities. 

In The Know: A Fair Shot for Workers with Disabilities

May 27, 2016

What are possible courses of action that policymakers can take to give workers with disabilities a fair shot at employment and economic security? Find out in this 'In The Know' blog.

Oh Captains, My Captains: An Ode to Financial Capability Role Models

April 13, 2016

The financial lessons we learn from role models, such as our parents, as a kid can have a huge impact on us.

In the Know: Financial Capability of Adults with Disabilities

December 3, 2015

This July 2014 report, issued by the National Disability Institute, shines light on the financial health, capability and situation of adults living with disabilities.

Show-Me State Shines During NDEAM

October 27, 2015

This month, I have been inspired by the collaboration and cooperation between businesses, service organizations and individuals who have made these events happen.

Are You Asking the Right Questions?

October 23, 2015

It can be easy to overlook a few key questions that we should all ask when we are job hunting, before accepting a job, and once hired.

In the Know: Financial Education, Asset Development, and Work and Tax Incentives

September 10, 2015

Today's "In the Know" features the website section of the Office of Disability Employment Policy (ODEP), U.S. Department of Labor.

In the Know: 2015 Social Security Red Book

August 13, 2015

With the 80th anniversary of Social Security tomorrow, nothing is more fitting for this month's first "In the Know" blog as the 2015 Social Security Red Book.

In the Know: 2015 Assets & Opportunity Scorecard

June 18, 2015

In the Know is a bi-monthly feature on the LEAD Center blog that highlights important resources and information about the employment, policy and economic advancement of people with disabilities. To find even more useful resources, visit the LEAD...

Missed Opportunities for Financial Wellness Support

April 30, 2015

As someone who has spent over 35 years working and partnering with people with disabilities who are pursuing equal opportunities so that they can live the lives they choose, I can say confidently that the disability field is doing a disservice to...